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Personal Checking

Hometown Checking

Minimum initial deposit of $50.00

Our Hometown Checking is our most popular checking account. Your Hometown Checking account is hassle free and has many advantages.

  • No monthly service charge
  • No minimum balance required
  • No charge for monthly statements with check images included (statement cycle ends the 18th of the month)
  • MasterMoney debit card
  • Jeanie ATM card
  • Access to over 7000 fee-free ATMs nationwide ATM Locator
  • Online Banking
  • Online Bill Pay
  • No charge for first box of checks
  • Direct Deposit
  • Notary Service
  • 24/7 Bank by Phone
  • Access to e-Statements 24/7
  • Miami Savings Bank Mobile APP Available in Apple or Google APP Store*
  • Mobimoney App to monitor debit card*

*Mobile carrier fees may apply

View Our RatesFee ScheduleReorder Checks

Calculator and Checkbook Register

Savers Checking

Minimum initial deposit of $50.00

Our Savers Checking is for customers looking to earn interest on their checking account. A $100 balance is required to earn interest. No monthly service charge with minimum balance. 

  • Interest paid monthly
  • No charge for monthly statements with check images included (statement cycle ends the 18th of the month)
  • MasterMoney debit card
  • Jeanie ATM card
  • Access to over 7000 fee-free ATMs nationwide ATM Locator 
  • Online Banking
  • Online Bill Pay
  • No charge for first box of checks
  • Direct Deposit
  • Notary Service
  • 24/7 Bank by Phone
  • Access to e-Statements 24/7
  • Miami Savings Bank Mobile APP Available in Apple or Google APP Store*
  • Mobimoney App to monitor debit card*

*Mobile carrier fees may apply

View Our RatesFee ScheduleReorder Checks

Explanation of different parts of a check

Smart Hometown Checking account

Minimum initial deposit of $50.00

Our Smart Hometown Checking Account is for customers who have an interest in banking primarily from their "smart" devices. This account is perfect for late high school and college students.

  • No monthly service charge
  • No minimum balance required
  • MasterMoney debit card
  • Jeanie ATM card
  • Access to over 7000 fee-free ATMs nationwide ATM Locator
  • Online Banking
  • Online Bill Pay
  • PopMoney (person to person transfer) available through Bill Pay
  • Direct Deposit
  • 24/7 Bank by Phone
  • Access to e-Statements 24/7 (statement cycle ends the 18th of the month)
  • Miami Savings Bank Mobile APP Available in Apple or Google APP Store*
  • Mobile deposit*
  • Mobimoney App to monitor debit card*


*Mobile carrier fees may apply

 

 FEE SCHEDULE

 banking online