Deposit Rates
Term | Interest Rate | Annual Percentage Yield (APY) |
---|---|---|
91 Days |
0.05% |
0.05% |
6 Month |
0.05% |
0.05% |
9 Month |
0.05% |
0.05% |
10 Month |
0.05% |
0.05% |
1 Year |
0.15% |
0.15% |
15 Month * |
0.35% |
0.35% |
18 Month |
0.20% |
0.20% |
19 Month * |
0.40% |
0.40% |
2 Years |
0.30% |
0.30% |
3 Years |
0.40% |
0.40% |
4 Years |
0.50% |
0.50% |
5 Years * |
0.75% |
0.75% |
Minimum Initial Deposit of $1,000.00 Minimum balance required to earn interest |
Account Type | Interest Rate | Annual Percentage Yield (APY) |
---|---|---|
18 Month |
0.20% |
0.20% |
No Minimum Initial Deposit |
Account Type | Interest Rate | Annual Percentage Yield (APY) |
---|---|---|
Statement Savings |
0.03% |
0.03% |
Triple Rate Money Market ($25,000.00+)* |
0.05% |
0.05% |
Triple Rate Money Market ($10,000.00-$24,999.99)* |
0.03% |
0.03% |
Triple Rate Money Market ($2,500.00-$9,999.99)* |
0.03% |
0.03% |
Christmas Club** |
0.01% |
0.01% |
Minimum Initial Deposit of $50.00 |
Type | Interest Rate | Annual Percentage Yield (APY) |
---|---|---|
Hometown Checking * |
0.00% |
0.00% |
Savers Checking ** |
0.01% |
0.01% |
Business Checking (unincorporated) *** |
0.01% |
0.01% |
Business Checking (incorporated) *** |
0.00% |
0.00% |
Minimum Initial Deposit of $50.00 Interest calculated on a continuous basis and paid monthly. All rates are subject to change. * No minimum balance requirement/no monthly charge **Average daily balance greater than $250.00 = no monthly charge/Average daily balance $250.00 or less = $6.00 Monthly Service Charge + $0.10 per check ***Average daily balance greater than $1,000.00 = no monthly charge/Average daily balance $1,000.00 or less = $6.00 Monthly Service Charge + $0.20 per check |
Availability of Deposits (Reg. C.C.) - Funds from deposits may not be available for immediate withdrawal. Please refer to this institution's rules governing funds availability for details.
Miami Savings Bank reserves the right to require at least seven days’ notice before any withdrawal or transfer of funds on all interest-bearing accounts. See detailed disclosure for more information.
Unclaimed Fund Law - In the event the account remains inactive for a period of 5 years, the funds will be turned over to the State of Ohio, as provided in Chapter 169 of the Ohio Revised Code.