Loan Rates
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THE MONTHLY PAYMENT EXAMPLE IS BASED ON A LOAN AMOUNT OF $100,000.00 |
Effective as of 1/11/2022*** |
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| Loan Products | Rates | APR* | Closing Costs** | PAYMENT EXAMPLES |
|---|---|---|---|---|
|
30 Yr. Fixed Rate |
3.625% |
3.675% |
$1,654.00 (e) |
$456.05 |
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20 Yr. Fixed Rate |
3.625% |
3.695% |
$1,654.00 (e) |
$586.40 |
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15 Yr. Fixed Rate |
3.250% |
3.339% |
$1,654.00 (e) |
$702.67 |
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10 Yr. Fixed Rate |
3.250% |
3.379% |
$1,654.00 (e) |
$977.19 |
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Adjustable Rate Mortgages and other programs available |
Please call for current rates and programs |
|
Investment/Commercial Loans with attractive rates and terms are also available |
Please call for current rates and programs |
|
Single Close Construction Loans Available |
Please call for current rates and programs |
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*Annual Percentage Rate (APR) based on a loan amount of $100,000 for the term specified at 80% loan-to-value and includes 15 days prepaid interest. Higher loan to values loans available, PMI may be required. APR may vary depending upon closing date.
**Closing costs are an estimate and apply to loans in Hamilton and Butler Counties in Ohio. Costs may be slightly higher for other Ohio counties, Indiana, Kentucky and construction loans
***Rates are subject to change without notice. Please call your local Miami Savings Bank branch for the most accurate rates
All loans subject to qualification. Individual and joint credit available. Rates based on 80% loan-to-value for single family owner-occupied property. All mortgage loans in excess of 80% of purchase price or appraised value (whichever is less) require PMI.
(e) = estimate
| Effective as of 1/11/2022 | ||||
| Model Year | Term | Rate | APR* | Monthly Payment |
|---|---|---|---|---|
|
2021-2022 |
Up to 60 months |
4.75% |
5.16% |
$189.44 (60 months) |
|
2018-2020 |
Up to 60 months |
5.00% |
5.41% |
$190.60 (60 months) |
|
2017 |
48 months |
5.25% |
5.76% |
$233.74 |
|
2016 |
48 months |
5.75% |
6.26% |
$236.04 |
|
2015 |
36 months |
6.25% |
6.92% |
$308.41 |
|
2014 and older |
Max 36 months |
6.75% |
7.42% |
$310.71 (36 months) |
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*All loans subject to credit approval. Individual and Joint credit available. APR and Monthly Payment are based on $10,100.00
with $100.00 processing fee included.