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Loan Rates

Mortgage Rates

THE MONTHLY PAYMENT EXAMPLE IS BASED ON A LOAN AMOUNT OF $100,000.00

Effective as of 7/27/2021***

Loan ProductsRatesAPR*Closing Costs** PAYMENT EXAMPLES

30 Yr. Fixed Rate

2.875%

3.002%

$1,654.00 (e)

 $414.89

 

 

 

 

 

20 Yr. Fixed Rate

2.875%

3.059%

$1,654.00 (e)

 $548.36

 

 

 

 

 

15 Yr. Fixed Rate

2.375%

2.611%

$1,654.00 (e)

 $660.92

 

 

 

 

 

10 Yr. Fixed Rate

2.250%

2.589%

$1,654.00 (e)

 $931.37

Adjustable Rate Mortgages and other programs available

Please call for current rates and programs

Investment/Commercial Loans with attractive rates and terms are also available  

Please call for current rates and programs

Single Close Construction Loans Available 

Please call for current rates and programs

Apply OnlinePayment Calculator

 *Annual Percentage Rate (APR) based on a loan amount of $100,000 for the term specified at 80% loan-to-value and includes 15 days prepaid interest. Higher loan to values loans available, PMI may be required. APR may vary depending upon closing date.
**Closing costs are an estimate and apply to loans in Hamilton and Butler Counties in Ohio. Costs may be slightly higher for other Ohio counties, Indiana, Kentucky and construction loans
***Rates are subject to change without notice. Please call your local Miami Savings Bank branch for the most accurate rates

All loans subject to qualification. Individual and joint credit available. Rates based on 80% loan-to-value for single family owner-occupied property. All mortgage loans in excess of 80% of purchase price or appraised value (whichever is less) require PMI.
(e) = estimate

 

Auto Loan Rates
  Effective as of 1/7/2021
Model YearTermRateAPR*Monthly Payment

2020-2021

Up to 60 months

4.75%

5.16%

$189.44 (60 months)

2017-2019

Up to 60 months

5.00%

5.41%

$190.60 (60 months)

2016

48 months

5.25%

5.76%

$233.74

2015

48 months

5.75%

6.26%

$236.04

2014

36 months

6.25%

6.92%

$308.41

2013 and older

Max 36 months

6.75%

7.42%

$310.71 (36 months)

Auto Loan Application Payment Calculator

$100.00 Processing Fee on all Auto Loans

*All loans subject to credit approval. Individual and Joint credit available. APR and Monthly Payment are based on $10,100.00
with $100.00 processing fee included.