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Personal Lending from MSB

Mortgage Loans

Purchasing or refinancing…. Miami Savings Bank specializes in providing our customers with the right mortgage product to fit their mortgage needs. Let one of our mortgage professionals help you with the loan process. We pride ourselves on offering common sense solutions and fantastic service. That is what we do best!                                                                                                        

Online Mortgage Application                                                                                                                                                                         

  • 100+ combined years of experience within our loan department
  • All loan decisions made locally, right here in our community
  • Various loan terms available to match your financial needs
  • Competitive interest rates
  • Easy application process
  • We service our loans from beginning to end
  • First time home buyer’s welcome
  • No cost loan pre-qualification 



Get a Mortgage Loan with MSB

Construction Loans

Have you found the perfect place to build your home? A Construction Loan with Miami Savings Bank is simple with one closing. You have enough to think about when building your home, rely on our loan expertise to guide you through the construction loan process. 

Get a Construction Loan with MSB
  • One loan means you only pay closing costs one time
  • Competitive fixed rate loans available
  • Local loan processing and underwriting
  • All loan decisions are made here
  • Easy application process
  • Contact one of our loan experts for all the details

 View Our Rates Payment Calculator Apply Online!


Lots & Land Loans

Looking at buying a piece of land to build on in the future? We can help with that. Contact one of loan experts for more information regarding current rates, terms and the process of buying land for your dream home.

  • Competitive rates and terms available
  • Local loan processing and underwriting
  • All loan decisions are made here
  • Easy application process

Payment CalculatorApply Online!


Get a Loan for Land with MSB

Home Equity Line of Credit

Miami Savings Bank can help put the equity in your home to work for you. Our Home Equity Line of Credit (HELOC) allows you to borrow funds on an as needed basis making it convenient and easy to finance major expenses such as remodeling your home, consolidating debt, buying a car, and much more. The HELOC offers competitive rates and low monthly payments. Talk with a loan expert at Miami Savings for more details and to find out how much lendable equity your home may have available to you.

Get a Home Equity Line of Credit with MSB
  • Revolving Line of Credit with a ready source of cash up to your approved limit
  • Flexibility to borrow when needed
  • No closing costs or annual fee

 Home Equity Loan Application Contact a Loan Expert


Home Equity Loan

At Miami Savings Bank, we have more than one home equity loan program for you. If you need a specific amount for a specific purpose, then a fixed rate Home Equity Loan is your answer. 

  • Fixed rate for up to 10 years
  • For one time borrowing needs such as debt consolidation
  • Low closing costs
  • Check with one of loan experts for current rates and terms

 Home Equity Loan Application Contact a Loan Expert


Get a Home Equity Loan with MSB

Auto Loans

Miami Savings Bank Auto Loans make it possible for you to buy the car you have been thinking about; whether it be new, used or you want to refinance your current loan. Our process is quick, many times with same day loan approval. 

Get an Auto Loan with MSB
  • New and Used car financing
  • Competitive rates and terms
  • Refinance your current car loan
  • Easy and quick application process
  • Apply at any branch
  • Must be a current customer in good standing

View Our Loan Rates Auto LOAN APPLICATION Payment Calculator