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Personal Savings

Statement Savings

Minimum initial deposit of $50.00

A Miami Savings account is one of the simplest forms of investment you can have.

  • Automatic withdrawal capability
  • Online banking transfer capability within Miami Savings Bank accounts
  • 24/7 Bank by Phone
  • Notary Service
  • Direct Deposit
  • Jeanie ATM card
  • Interest paid monthly
  • Access to e-Statements 24/7
  • Miami Savings Bank Mobile APP Available in Apple or Google APP Store*

*Mobile carrier fees may apply

View Our Rates Fee Schedule

Man watering money tree

Passbook Savings

Minimum initial deposit of $50.00

The comfort of an old fashioned passbook where you have your transactions and balances recorded in your book and at your fingertips.

Save Money with a Passbook Savings
  •  24/7 Bank by Phone
  • Notary Service
  • Direct Deposit
  • Interest paid quarterly

View Our Rates Fee Schedule

 Certificate of Deposit  

 Minimum initial deposit of $1,000.00

Perfect for those with larger balances who want to earn a higher yield than a traditional savings account.

    • Guaranteed rate of return for a set period of time
    • Our highest savings interest rates
    • Terms from 91 days to as long as 5 years
    • Passbook account
    • Interest paid quarterly or monthly
    • Automatic renewal after 10-day grace period
    • Notary Service

View Our RatesFee ScheduleFuture Value Calculator

Save Money with a Certificate of Deposit

Triple Rate Money Market

Minimum deposit of $50.00

This account provides a product that offers a better rate option for our depositors without the commitment of a CD. A balance of $2,500 is required to earn interest. A Miami Savings Bank checking account with a qualified direct deposit is required.

  •  Interest paid quarterly
  • Automatic withdrawal capability
  • Online Banking transfer capability within Miami Savings Bank accounts
  • Direct Deposit
  • 24/7 Bank by Phone
  • Notary Service
  • Available for personal accounts only
  • Access to e-Statements 24/7
  • Miami Savings Bank Mobile APP Available in Apple or Google APP Store

View Our RatesFee Schedule

Save Money with a Triple Rate Money Market

Individual Retirement Account (IRA)

Save for Retirement

No minimum initial deposit

Interested in saving for your retirement? Miami Savings Bank offers a safe and secure way to start. Watch your retirement dollars grow with the guaranteed interest of an IRA CD.

 

  •  Available as either a Traditional or Roth Account
  • Interest posted quarterly or monthly
  • Automatic renewal after 10-day grace period
  • Passbook account
  • Terms from 91 days to as long as 5 years
  • Notary Service

View Our RatesFee ScheduleFuture Value Calculator

Christmas Club 

No minimum initial deposit

A Christmas Club savings account is the easy way to save up for next year’s Christmas. Make deposits and receive a check in the mail as Christmas approaches.

    • Interest paid annually
    • 24/7 Bank by Phone
    • Notary Service
    • Direct Deposit

View Our RatesFee Schedule

Save Money for Christmas with a Christmas Club Account

School Savers Banking Program 

Minimum initial deposit of $1.00

Our School Savers Banking program is designed to help students learn to save through an actual bank account. Information packets are sent home from school at the beginning of the school year. Accounts can be set up either through school or at one of our branches.

  •  Only $1.00 plus signed signature card will open an account
    • Signature card must include child’s name, Social Security Number, birthdate, parent/guardian’s name, their Social Security Number, birthdate, address and signature
  • Accounts opened the previous school year will carry over to current school year
  • Miami Savings Bank will deposit an additional $2.00 to all new accounts
  • Miami Savings Bank comes to school twice a month
  • Monthly statements paper copy or the option of e-Statements

Miami Savings Bank School Savers Program is available at the following schools:

School Savers Banking Program
  • Miamitown Elementary
  • Crosby Elementary
  • Whitewater Valley Elementary
  • Summit Academy
  • Bogan Elementary
  • Marshall Elementary
  • Kramer Elementary

View Our RatesFee Schedule