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MSB News - February 2026

MSB News - February 2026. Mortgage Loan: 30-Year Fixed Rate loans as low as 5.625% / 5.687% APR* • 30-Year Fixed Rate Mortgage . • Available for purchase or refinance transactions . • Applies to Single-Family, Owner-Occupied Properties Only . • Requires MSB Deposit account with $500 opening balance. For more details contact our loan expert! Bradley Brown | 513-353-5224 bbrown@miamisavingsbank.com NMLS #1459395 5.625% interest rate with an Annual Percentage Rate* of 5.687% for a 30-year fixed-rate mortgage. Rate assumes owner-occupied primary residence and approved credit. To receive the lowest advertised rate, borrower must open an eligible deposit account with a $500 initial deposit. No minimum balance required and no monthly maintenance fees apply. Rates and terms subject to change. All loans are subject to credit and underwriting approval. Certain fees and restrictions may apply or other terms and conditions may apply. Monthly payment based on a loan of $100,000. Monthly payment of $575.66. Payment does not include taxes and insurance, and the actual payment obligation will be greater. Monthly payment based on 20% down with 360 payments. Loans with less than 20% down are subject to Principal Mortgage Insurance (PMI). Jumbo Loans are subject to .25% increase to stated rate. Rates are effective 2/19/2026 and are subject to change at any time. *Annual Percentage Rate or APR. Miami Savings Bank NMLS #402771. It's not too late! You can still make your 2025 IRA Contributions until April 15, 2026! . Contribution limits for 2025 are: • Under 50 - $7,000.00 • 50 & Over - $8,000.00 . Make your contribution today! Consult your attorney or qualified tax advisor to check your eligibility. Love at first log-in with Online Banking Access our wide range of digital financial tools! • eStatements • Bill Pay • Mobile Banking* • Mobile Deposits* • Alerts • External Transfers *Mobile carrier fees may apply Visit www.miamisavings.bank to sign up! CD SPECIALS!91 Day 3.80%APY 9 Month 3.50%APY Interest Rate and APY are accurate as of February 4, 2026. Promotional Interest Rate of 3.68% (APY 3.80%) is guaranteed for 91 Days for balances of $1,000 or more with a qualified Miami Savings Bank checking account. Promotional Interest Rate of 3.39% (APY 3.50%) is guaranteed for 9 Months for balances of $1,000 or more. At maturity CD will auto-renew at the then current 91 Day or 9 Month rate. Rates subject to change. A penalty may be imposed for early withdrawal. Minimum balance required to earn interest. Interest is calculated on a continuous basis but is paid monthly, quarterly, or at maturity.

 

 

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*APY = Annual Percentage Yield

NMLS#: 402771

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