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Checking

HOMETOWN CHECKING

Minimum initial deposit of $50.00
Our Hometown Checking is our most popular checking account. Your Hometown Checking account is hassle free and has many advantages.

  • No monthly service charge
  • No minimum balance required
  • No charge for monthly statements with check images included
  • MasterCard debit card
  • Access to over 32,000 fee-free ATMs nationwide ATM Locator
  • Online Banking
  • Online Bill Pay
  • No charge for Welcome Pak of checks
  • Direct Deposit
  • Notary Service
  • 24/7 Bank by Phone
  • Access to E-Statements 24/7
  • Miami Savings Bank Mobile APP Available in Apple or Google APP Store*
  • Mobile deposit*

*Mobile carrier fees may apply


 

 

SAVERS CHECKING

Minimum initial deposit of $50.00
Our Savers Checking is for customers looking to earn interest on their checking account. A $100 balance is required to earn interest. No monthly service charge with minimum balance. 

  • Interest paid monthly
  • No charge for monthly statements with check images included
  • MasterCard debit card
  • Access to over 32,000 fee-free ATMs nationwide ATM Locator 
  • Online Banking
  • Online Bill Pay
  • No charge for Welcome Pak of checks
  • Direct Deposit
  • Notary Service
  • 24/7 Bank by Phone
  • Access to E-Statements 24/7
  • Miami Savings Bank Mobile APP Available in Apple or Google APP Store*
  • Mobile deposit

*Mobile carrier fees may apply


 

 

SMART HOMETOWN CHECKING ACCOUNT

Minimum initial deposit of $50.00
Our Smart Hometown Checking Account is for customers who have an interest in banking primarily from their "smart" devices. This account is perfect for late high school and college students.

  • No monthly service charge
  • No minimum balance required
  • MasterCard debit card
  • Access to over 32,000 fee-free ATMs nationwide ATM Locator
  • Online Banking
  • Online Bill Pay
  • Direct Deposit
  • 24/7 Bank by Phone
  • Access to E-Statements 24/7
  • Miami Savings Bank Mobile APP Available in Apple or Google APP Store*
  • Mobile deposit*
  • Individuals 16-17 years of age can open a joint checking account with parental guarantee and a valid State ID or Driver’s License.


*Mobile carrier fees may apply

Fee Schedule


 

 
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